• Eligible: Restaurants, Pubs, Bars, Nightclubs, American Legions, Banquet Facilities
• Assault & Battery Included for most risks
• Entertainment and Dancing Allowed
• Insurance Companies with strong financial ratings
• Fast and Easy Quotations

General Liability

Liquor

Property

Food Spoilage

Frequently Asked Questions:

Will you insure a business with apartments attached?  YES

How much business experience must the owners have? 

We require three years experience as a manager or owner. 

Will you write a business with security and bouncers?  YES

Do you have a policy for bars with 100% liquor sales?  YES

The bar has karaoke, is that ok?  YES

Will you write a business with entertainment?  YES

Do you write retail liquor stores?  YES

Does the company do inspections?  YES, annually.

Is financing available?  YES

Do you offer Commercial Auto?  YES, under a separate policy.

Will you write a business with delivery?  No

Why do you require Social Security Numbers on the application?

The credit histories of applicants are subject to approval.

Do you offer Workers’ Compensation or Employment Practices Liability?

Bell & Hudson is able to help you obtain these coverages under separate policies.

For more information contact:

Matthew Phaneuf

Commercial Account Executive

Bell & Hudson Insurance Agency

19 North Main Street

Belchertown, MA 01007

(413)323-9611