Condo & Homeowner Association Insurance

ELEGIBILITY

 

  • Any year of construction if updated within the last 30 years, 5 or more units, 70% occupancy.

  • Risk Specific Coverage Broadening Endorsement.

  • No coinsurance.

  • Guaranteed replacement cost available.

  • ‘All-in’ coverage available.

  • A+ rated insurance carrier.

 

COVERAGES AVAILABLE

 

  • General Liability

  • Property

  • Directors’ and Officers’ Liability

  • Umbrella

  • Auto

 

FREQUENTLY ASKED QUESTIONS

 

We’ve had a claim in the past 5 years, is that ok?

Large and/or multiple losses may qualify. We may ask you to provide details such as specific causes and any actions taken to prevent re-occurrence.

 

The condos are mostly rented out to students, are we eligible?

YES, student housing will be considered.

 

Will the program accept risks that have armed security guards?

NO. Only risks with unarmed security are acceptable.

 

How do we know if we should be buying ‘all-in’ coverage?

We can review your bylaws with you to determine exactly what you are responsible for insuring.

 

 

FOR MORE INFORMATION CONTACT:

 

Matthew Phaneuf

President

Bell & Hudson Insurance Agency

19 North Main Street

Belchertown, MA 01007

(413) 323-9611

mphaneuf@bellandhudson.com