Business Insurance

WE MAKE IT OUR BUSINESS TO KNOW YOUR BUSINESS!

Bell & Hudson will analyze your insurance requirements from a risk management perspective. We’ll start with a risk analysis, and put together a complete coverage program to help protect you from hidden exposures. We’ll examine your existing insurance and provide recommendations and a competitive quote for your review.

 

Matthew Phaneuf, CIC, is our Principal Owner and President. Michelle Tetrault, CPCU, CIC, AIS, AU, is the manager of our Commercial Insurance Department. Michelle brings many years of commercial underwriting experience to Bell & Hudson and oversees the marketing of insurance policies and policy services. Michelle is assisted by Customer Service Representatives, Lisa Desroches, CPCU, ARM, and Felice Pellegri.

 

FARM INSURANCE

SPECIAL EVENT INSURANCE

WORKERS' COMPENSATION

COMMERCIAL CLAIMS SERVICE

BONDS

BUSINESS INSURANCE

 

The types of businesses and commercial ventures that are insured through Bell & Hudson:

 

  • Offices

  • Private Schools

  • Mercantile Shops

  • Bus and Transportation Companies

  • Wholesalers

  • Professionals

  • Contractors

  • Automotive

  • Apartments

  • Social Service Agencies

  • Condominiums

  • Churches

  • Software Developers

  • Dentists

  • Service Establishments

  • Builders

  • Clubs & Restaurants

  • Heating Oil & Propane Dealers

 

We insure small (1-25 employees) to medium sized businesses (26-200). We have many customers with international business exposures, and we have the insurance companies and the expertise to assist with international risk management.

 

We sell & service the following types of commercial insurance policies:

  • Commercial Packages

  • Inland Marine

  • General Liability

  • Ocean Marine

  • Property

  • Professional Liability

  • Automobile

  • Liquor Liability

  • Workers Compensation

  • Boiler & Equipment

  • Bonds

  • International

 

 

COMMERCIAL CLAIMS: Our Commercial Represenatives have all been cross trained to service your claim needs. At the present time we request that all claims, other than Workers Compensation Claims, be reported to Bell & Hudson. Please follow the instructions outlined in your WC Policy for WC claim filing.

 

 

SPECIALTY BUSINESS INSURANCE PROGRAMS

 

While the commercial insurance representatives at Bell & Hudson can secure insurance protection for almost any type of business, we have special expertise and programs available for the following types of businesses:

 

ENERGY

Home Heating Oil and Propane Dealers

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RESTAURANTS

Fine Dining, Family Restaurants, Pizza Shops, Cafes, Taverns, Breakfast and Luncheonettes

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DENTAL OFFICES

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BUILDERS RISK INSURANCE 

For New Construction and Renovation of Residential or Commercial Buildings

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LIVERY / TRANSPORTATION SERVICES

Taxis, van pools, etc.

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CONDO & HOMEOWNERS ASSOCIATION INSURANCE

Specialty programs available

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SELF STORAGE FACILITY

Specialty program for self storage units

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TECHNOLOGY

A variety of programs are available for all types of technology related risks including retail, programming, web site development, repairs, internet security, etc. (These programs include errors and omissions insurance.)

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COMMERCIAL VEHICLE FLEETS

Several of our insurers offer extremely competitive pricing for larger fleets of commercial vehicles.

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