Restaurant & Tavern Insurance

PROGRAM ELEGIBILITY

 

  • Restaurants

  • Pubs

  • Bars

  • NIghtclubs

  • American Legions

  • Banquets Facilities

  • Insurance Companies with strong financial ratings.

  • Entertainment and Dancing Allowed.

 

PROTECTION WE OFFER

 

  • Assault & Battery Included for most risks.

  • Fast and Easy Quotations.

  • General Liability

  • Liquor.

  • Property.

  • Food Spoliage.

 

FREQUENTLY ASKED QUESTIONS

 

Will you insure a business with apartments attached?

YES.

 

How much business experience must the owners have?

We require three years experience as a manager or owner.

 

Will you write a business with security and bouncers?

YES.

 

The bar has karaoke, is that ok?

YES.

 

Will you write a business with entertainment?

YES.

 

Do you write retail liquor stores?

YES.

 

Does the company do inspections?

YES, annually.

 

Do you offer Commercial Auto?

YES, under a separate policy.

 

Will you write a business with delivery?

NO.

 

Why do you require Social Security Numbers on the application?

The credit histories of applicants are subject to approval.

 

Do you offer Workers’ Compensation or Employment Practices Liability?

Bell & Hudson is able to help you obtain these coverages under separate policies.

 

FOR MORE INFORMATION CONTACT:

 

Matthew Phaneuf

President

Bell & Hudson Insurance Agency

19 North Main Street

Belchertown, MA 01007

(413) 323-9611

mphaneuf@bellandhudson.com