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Technology Insurance

The Technology Insurance Program offered by Bell and Hudson offers comprehensive coverage and 

allows you to specifically tailor your company’s insurance policy to meet your needs and budget.  

Coverage options include Property, Data Breach, Cyber Liability, and Professional/Errors and Omissions 



What sort of companies fall into the ‘technology’ category? 
  • IT Consultants

  • Computer Repair and Maintenance

  • Software Developers 

  • Data Processing 

  • Web Design

  • Computer Programmers 

  • Systems Integrators

  • Hosting and related services



What is Cyber and Privacy Insurance?


Cyber insurance is designed to cover consumers of technology services or products.  More specifically, the policies are intended to cover a variety of liability and property losses that may result when a business engages in electronic activities, such as selling on the Internet or collecting data within its internal electronic network. 


Most notably, but not exclusively, cyber and privacy policies cover a business' liability for a data breach in which the firm's customers' personal information, such as Social Security or credit card numbers, is exposed or stolen by a hacker or someone who has gained access to the firm's electronic network without proper authorization. 


The policies can cover a variety of expenses associated with data breaches, including: notification costs, credit monitoring, costs to defend claims by state regulators, fines and penalties, and loss resulting from identity theft. 


In addition, the policies cover liability arising from website media content, as well as property exposures from: (a) business interruption, (b) data loss/destruction, (c) computer fraud, (d) funds transfer loss, and (e) cyber extortion. 


Cyber and privacy insurance is often confused with technology errors and omissions (tech E&O) insurance. In contrast to cyber and privacy insurance, tech E&O coverage is intended to protect providers of technology products and services, such as computer software and hardware manufacturers, website designers, and firms that store corporate data on an off-site basis. Nevertheless, tech E&O insurance policies do contain a number of the same insuring agreements as cyber and privacy policies.  (Source:


Bell & Hudson has some great resources at our disposal.  The Technology Underwriters that we deal with on a daily basis, specialize in the tech industry and understand the many risks of your business.  If you’re interested in learning more about protecting your Tech business, please contact us.


For more information contact:

Matthew Phaneuf


Bell & Hudson Insurance Agency

19 N. Main St

Belchertown, MA 01007

(413) 323-9611

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